In today’s blog, we will cover two topics that everyone should know about:
Equifax Hack – 2017
Quoted from the Wall Street Journal, “Equifax’s first public disclosure, Sept. 7, came more than five weeks after the firm discovered suspicious activity on its systems… According to Mr. Richard Smith’s testimony (former CEO), Equifax security staff first discovered suspicious activity on July 29, and Mr. Smith has said that he was informed about that on July 31. Equifax contacted the Federal Bureau of Investigation on Aug. 2. He has also said that he first became aware on Aug. 15 that consumer personal information had “likely” been stolen.”
We know what you are thinking, this is old news, why is Quinndefense posting about Equifax now? The answer is to simulate how long Equifax knew about their system being hacked and the length of time it took to notify the general public and to demonstrate that America is not equipped in securing its citizens private information. These hackers not only have your social security number, your name, address, date of birth but also had plenty of time to do serious damage. The sad truth is it is not a matter of if you get your identity stolen, but when. If these hackers have not used your information by now, they will simply sell it and/or add it to their database to use years down the road. Your social security number never changes, so what is the rush for them?
What you can do to protect yourself:
- Freeze your credit – You must call up all four credit companies (Equifax, Experian, TransUnion and Innovis) freeze your credit for a small fee. This will prevent identity thieves from using your information in opening a bank account, credit card, personal loans, etc. The only negative to this method is it works against you if you want to open a bank account, credit card, etc. Only use this method if you do not plan to use services that requires access to your credit history for the next 30 days. If you are looking for something that is more flexible, try LifeLock.
- LifeLock – If you already have a large footprint on the internet, then Lifelock would be your premium choice. This service is similar to the free 1 year credit monitoring service Equifiax will be dishing out, but does a lot more. If Lifelock discovers something that is questionable, it will notify you in real-time asking you to confirm or deny that action. Check them out.
- Be smart – Everything you do now in life is at some point will be saved on some companies computer server. It is inevitable. It is up to you to learn ways to limit your exposure when these computer servers get hacked.
- Example 1: Ever receive an email from someone you don’t know and click it anyway? Stop! Inside these emails can contain links or attachments that will tempt you to click or download. Once you do ither of these things, you have lost to your personal data!
- Example 2: Ever had your wallet lost or stolen? If so, you know exactly how much information was lost and how much damage can be caused if put in the wrong hands. We suggest you limit your information to the basics: Drivers License and Credit Cards. If you don’t use anything else left in your wallet or purse at least once a week, then keep it home in a safe! (e.g. social security card) *Tip: See if you can have DMV change your driver’s license address to a PO BOX or have the credit card company change your first name to first initial on your credit cards (Mr. J Doe). This will make it harder for bad guys to use your identity or find out where you live!
Contact Quinndefense for classes on protecting your personal data and more!
The Vegas Shooting was a tragedy. Even as of this writing, there are still many unanswered questions as to why this individual did what he did. However, as gun violence continues to increase, we will leave you with two questions:
- After reading this article, would you consider carrying a firearm for personal protection?
- Do you know how to escape in an active shooter situation?
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